Solar Payback Calculator New York – 6 kW System
Estimate your solar panel payback in New York: a 6 kW system at 4 peak-sun hours and $0.25/kWh, with local incentives. Runs 100% in your browser.
Runs locally in your browser — no upload, no trackingTry: System size=6, Peak sun hours=4, Performance ratio (0–1)=0.85, Electricity rate=0.25, Installed cost=2.8, Federal ITC=30, State incentive=5000, Annual elec. price rise=0.03, Net metering credit (0–1)=0.85 → 7,446 kWh/yr, $1,582/yr, $6,760, 4.3 years, $57,689
How to use
New York offers the NY-Sun incentive (≈$0.20/W, declining block) plus a 25% state tax credit on top of the federal ITC, making payback faster than the national average. This page pre-fills a 6 kW system with New York's 4 peak-sun hours, $0.25/kWh rate and a net metering credit of 0.85. Adjust the system size, installed cost and federal ITC, then press Calculate.
The simple payback divides your net cost (after the 30% federal ITC and the $5,000 state incentive) by your first-year savings. Because electricity prices usually rise, the 25-year total understates your real savings if you leave the 3% default in place.
FAQ
What is the solar payback period in New York?
It depends on system size, your 0.25/kWh rate and local incentives, but New York's 4 peak-sun hours make a 6 kW system produce roughly 7,446 kWh a year. Enter your details above for the exact break-even year.